Is Manhattan Bank Safe?
Manhattan Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (62/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.92% | 99/100 |
| Nonperforming Loan Ratio | 0.04% | 99/100 |
| Liquidity Ratio | 32.08% | 100/100 |
| Return on Assets | 1.04% | 62/100 |
| Total Assets | $0.3B | |
How does Manhattan Bank compare?
With a Bank Health Score of 96/100, Manhattan Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Montana, where 33 FDIC-insured banks are headquartered, Manhattan Bank ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 14.92% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.04% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Manhattan Bank's Bank Health Score improved by 1.0 points to 96/100. Tier 1 capital strengthened by 0.27 percentage points to 14.92%. Quarter-over-quarter, the score rose by 2.0 points.
Manhattan Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (62/100).