Is Lone Star National Bank Safe?
Lone Star National Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (77/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.90% | 100/100 |
| Nonperforming Loan Ratio | 0.58% | 88/100 |
| Liquidity Ratio | 44.83% | 100/100 |
| Return on Assets | 1.42% | 77/100 |
| Total Assets | $3.0B | |
How does Lone Star National Bank compare?
With a Bank Health Score of 94/100, Lone Star National Bank sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Lone Star National Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 20.90% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.58% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Lone Star National Bank's Bank Health Score improved by 10.0 points to 94/100. Tier 1 capital strengthened by 0.12 percentage points to 20.90%. Quarter-over-quarter, the score rose by 1.0 points.
Lone Star National Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (77/100).