Is Lineage Bank Safe?
Lineage Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.48% | 100/100 |
| Nonperforming Loan Ratio | 0.16% | 97/100 |
| Liquidity Ratio | 48.69% | 100/100 |
| Return on Assets | -1.06% | 0/100 |
| Total Assets | $0.3B | |
How does Lineage Bank compare?
With a Bank Health Score of 89/100, Lineage Bank sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Tennessee, where 95 FDIC-insured banks are headquartered, Lineage Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 16.48% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.16% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Lineage Bank's Bank Health Score fell by 7.0 points to 89/100. Tier 1 capital strengthened by 0.78 percentage points to 16.48%.
Lineage Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).