Is Lake Country Community Bank Safe?
Lake Country Community Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (18/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 24.84% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 48.33% | 100/100 |
| Return on Assets | -0.05% | 18/100 |
| Total Assets | $0.0B | |
How does Lake Country Community Bank compare?
With a Bank Health Score of 92/100, Lake Country Community Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Lake Country Community Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 24.84% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Lake Country Community Bank's Bank Health Score fell by 3.0 points to 92/100. Tier 1 capital strengthened by 0.53 percentage points to 24.84%.
Lake Country Community Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (18/100).