Is Inwood National Bank Safe?
Inwood National Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (43/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.72% | 90/100 |
| Nonperforming Loan Ratio | 0.74% | 85/100 |
| Liquidity Ratio | 44.29% | 100/100 |
| Return on Assets | 0.57% | 43/100 |
| Total Assets | $4.6B | |
How does Inwood National Bank compare?
With a Bank Health Score of 86/100, Inwood National Bank sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Inwood National Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 13.72% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.74% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Inwood National Bank's Bank Health Score fell by 1.0 points to 86/100. Tier 1 capital strengthened by 0.48 percentage points to 13.72%.
Inwood National Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (43/100).