Is Integrity Bank for Business Safe?
Integrity Bank for Business has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 44.62% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 51.26% | 100/100 |
| Return on Assets | -0.60% | 0/100 |
| Total Assets | $0.1B | |
How does Integrity Bank for Business compare?
With a Bank Health Score of 90/100, Integrity Bank for Business sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Virginia, where 49 FDIC-insured banks are headquartered, Integrity Bank for Business ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 44.62% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Integrity Bank for Business's Bank Health Score held roughly steady at 90/100. Tier 1 capital strengthened by 0.64 percentage points to 44.62%.
Integrity Bank for Business has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).