Is Infinity Bank Safe?
Infinity Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (80/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.09% | 100/100 |
| Nonperforming Loan Ratio | 1.01% | 80/100 |
| Liquidity Ratio | 32.23% | 100/100 |
| Return on Assets | 1.79% | 92/100 |
| Total Assets | $0.3B | |
How does Infinity Bank compare?
With a Bank Health Score of 93/100, Infinity Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within California, where 123 FDIC-insured banks are headquartered, Infinity Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 15.09% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.01% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Infinity Bank's Bank Health Score fell by 2.0 points to 93/100. Tier 1 capital weakened by 1.78 percentage points to 15.09%. Quarter-over-quarter, the score fell by 2.0 points.
Infinity Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (80/100).