Is Hopeton State Bank Safe?
Hopeton State Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (4/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.19% | 94/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 32.09% | 100/100 |
| Return on Assets | -0.40% | 4/100 |
| Total Assets | $0.0B | |
How does Hopeton State Bank compare?
With a Bank Health Score of 88/100, Hopeton State Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Hopeton State Bank ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 14.19% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Hopeton State Bank's Bank Health Score held roughly steady at 88/100. Tier 1 capital strengthened by 0.48 percentage points to 14.19%. Quarter-over-quarter, the score rose by 4.0 points.
Hopeton State Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (4/100).