Is Grove Bank Safe?
Grove Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (28/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.47% | 100/100 |
| Nonperforming Loan Ratio | 0.46% | 91/100 |
| Liquidity Ratio | 32.34% | 100/100 |
| Return on Assets | 0.19% | 28/100 |
| Total Assets | $0.1B | |
How does Grove Bank compare?
With a Bank Health Score of 90/100, Grove Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Grove Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 16.47% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.46% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Grove Bank's Bank Health Score improved by 1.0 points to 90/100. Tier 1 capital weakened by 1.15 percentage points to 16.47%. Quarter-over-quarter, the score rose by 2.0 points.
Grove Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (28/100).