Is Grand Marais State Bank Safe?
Grand Marais State Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (48/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.74% | 98/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 37.35% | 100/100 |
| Return on Assets | 0.70% | 48/100 |
| Total Assets | $0.1B | |
How does Grand Marais State Bank compare?
With a Bank Health Score of 94/100, Grand Marais State Bank sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Grand Marais State Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 14.74% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Grand Marais State Bank's Bank Health Score improved by 3.0 points to 94/100. Tier 1 capital strengthened by 0.77 percentage points to 14.74%.
Grand Marais State Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (48/100).