Is Gnb Bank Safe?
Gnb Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (60/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.53% | 89/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 23.88% | 76/100 |
| Return on Assets | 1.00% | 60/100 |
| Total Assets | $0.6B | |
How does Gnb Bank compare?
With a Bank Health Score of 86/100, Gnb Bank sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Gnb Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 13.53% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Gnb Bank's Bank Health Score improved by 8.0 points to 86/100. Tier 1 capital strengthened by 0.35 percentage points to 13.53%. Quarter-over-quarter, the score rose by 3.0 points.
Gnb Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (60/100).