Is Fulton Savings Bank Safe?
Fulton Savings Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (87/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 53.03% | 100/100 |
| Nonperforming Loan Ratio | 0.65% | 87/100 |
| Liquidity Ratio | 30.06% | 100/100 |
| Return on Assets | 2.31% | 100/100 |
| Total Assets | $0.5B | |
How does Fulton Savings Bank compare?
With a Bank Health Score of 96/100, Fulton Savings Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within New York, where 130 FDIC-insured banks are headquartered, Fulton Savings Bank ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 53.03% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.65% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Fulton Savings Bank's Bank Health Score improved by 2.0 points to 96/100. Tier 1 capital strengthened by 0.76 percentage points to 53.03%. Quarter-over-quarter, the score fell by 1.0 points.
Fulton Savings Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (87/100).