Is First Whitney Bank&Trust Safe?
First Whitney Bank&Trust has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (65/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.76% | 83/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 40.62% | 100/100 |
| Return on Assets | 1.13% | 65/100 |
| Total Assets | $0.3B | |
How does First Whitney Bank&Trust compare?
With a Bank Health Score of 90/100, First Whitney Bank&Trust sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, First Whitney Bank&Trust ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 12.76% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Whitney Bank&Trust's Bank Health Score held roughly steady at 90/100. Tier 1 capital strengthened by 0.52 percentage points to 12.76%. Quarter-over-quarter, the score rose by 2.0 points.
First Whitney Bank&Trust has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (65/100).