Is First Stb of Swanville Safe?
First Stb of Swanville has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (68/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.92% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 22.11% | 68/100 |
| Return on Assets | 1.59% | 83/100 |
| Total Assets | $0.0B | |
How does First Stb of Swanville compare?
With a Bank Health Score of 90/100, First Stb of Swanville sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, First Stb of Swanville ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 20.92% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Stb of Swanville's Bank Health Score improved by 10.0 points to 90/100. Tier 1 capital was essentially flat at 20.92%. Quarter-over-quarter, the score rose by 2.0 points.
First Stb of Swanville has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (68/100).