Is First State Bank of Red Wing Safe?
First State Bank of Red Wing has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (14/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.17% | 100/100 |
| Nonperforming Loan Ratio | 0.20% | 96/100 |
| Liquidity Ratio | 55.17% | 100/100 |
| Return on Assets | -0.16% | 14/100 |
| Total Assets | $0.1B | |
How does First State Bank of Red Wing compare?
With a Bank Health Score of 90/100, First State Bank of Red Wing sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, First State Bank of Red Wing ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 20.17% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.20% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First State Bank of Red Wing's Bank Health Score fell by 3.0 points to 90/100. Tier 1 capital weakened by 1.15 percentage points to 20.17%. Quarter-over-quarter, the score fell by 1.0 points.
First State Bank of Red Wing has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (14/100).