Is First Security State Bank Safe?
First Security State Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (53/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.79% | 100/100 |
| Nonperforming Loan Ratio | 0.01% | 100/100 |
| Liquidity Ratio | 53.48% | 100/100 |
| Return on Assets | 0.81% | 53/100 |
| Total Assets | $0.2B | |
How does First Security State Bank compare?
With a Bank Health Score of 95/100, First Security State Bank sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, First Security State Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 17.79% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.01% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Security State Bank's Bank Health Score fell by 1.0 points to 95/100. Tier 1 capital strengthened by 0.63 percentage points to 17.79%.
First Security State Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (53/100).