Is First Nb of Proctor Safe?
First Nb of Proctor has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (26/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.81% | 100/100 |
| Nonperforming Loan Ratio | 0.08% | 98/100 |
| Liquidity Ratio | 41.19% | 100/100 |
| Return on Assets | 0.14% | 26/100 |
| Total Assets | $0.0B | |
How does First Nb of Proctor compare?
With a Bank Health Score of 92/100, First Nb of Proctor sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, First Nb of Proctor ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 22.81% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.08% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Nb of Proctor's Bank Health Score fell by 2.0 points to 92/100. Tier 1 capital was essentially flat at 22.81%.
First Nb of Proctor has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (26/100).