Is First Nb of Peterstown Safe?
First Nb of Peterstown has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (66/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 24.84% | 100/100 |
| Nonperforming Loan Ratio | 1.72% | 66/100 |
| Liquidity Ratio | 40.93% | 100/100 |
| Return on Assets | 1.39% | 76/100 |
| Total Assets | $0.1B | |
How does First Nb of Peterstown compare?
With a Bank Health Score of 87/100, First Nb of Peterstown sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within West Virginia, where 43 FDIC-insured banks are headquartered, First Nb of Peterstown ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 24.84% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.72% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, First Nb of Peterstown's Bank Health Score fell by 7.0 points to 87/100. Tier 1 capital strengthened by 2.38 percentage points to 24.84%. Quarter-over-quarter, the score fell by 4.0 points.
First Nb of Peterstown has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (66/100).