Is First Nb of Fletcher Safe?
First Nb of Fletcher has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (51/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.71% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 65.88% | 100/100 |
| Return on Assets | 0.78% | 51/100 |
| Total Assets | $0.0B | |
How does First Nb of Fletcher compare?
With a Bank Health Score of 95/100, First Nb of Fletcher sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, First Nb of Fletcher ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 19.71% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Nb of Fletcher's Bank Health Score improved by 36.0 points to 95/100. Tier 1 capital strengthened by 19.71 percentage points to 19.71%. Quarter-over-quarter, the score rose by 35.0 points.
First Nb of Fletcher has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (51/100).