Is First Nb in Deridder Safe?
First Nb in Deridder has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (61/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.97% | 100/100 |
| Nonperforming Loan Ratio | 1.22% | 76/100 |
| Liquidity Ratio | 34.15% | 100/100 |
| Return on Assets | 1.02% | 61/100 |
| Total Assets | $0.4B | |
How does First Nb in Deridder compare?
With a Bank Health Score of 89/100, First Nb in Deridder sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Louisiana, where 93 FDIC-insured banks are headquartered, First Nb in Deridder ranks above the state average of 63/100 (Grade C).
The bank's Tier 1 capital ratio of 15.97% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.22% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, First Nb in Deridder's Bank Health Score improved by 1.0 points to 89/100. Tier 1 capital strengthened by 0.52 percentage points to 15.97%.
First Nb in Deridder has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (61/100).