Is First Hawaiian Bank Safe?
First Hawaiian Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is liquidity (98/100), while profitability is its weakest area (71/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.66% | 82/100 |
| Nonperforming Loan Ratio | 0.15% | 97/100 |
| Liquidity Ratio | 29.59% | 98/100 |
| Return on Assets | 1.28% | 71/100 |
| Total Assets | $24.0B | |
How does First Hawaiian Bank compare?
With a Bank Health Score of 89/100, First Hawaiian Bank sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Hawaii, where 7 FDIC-insured banks are headquartered, First Hawaiian Bank ranks above the state average of 87/100 (Grade A).
The bank's Tier 1 capital ratio of 12.66% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.15% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Hawaiian Bank's Bank Health Score held roughly steady at 89/100. Tier 1 capital strengthened by 0.53 percentage points to 12.66%.
First Hawaiian Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is liquidity (98/100), while profitability is its weakest area (71/100).