Is First&Farmers Nb INC Safe?
First&Farmers Nb INC has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is loan quality (95/100), while profitability is its weakest area (68/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.48% | 88/100 |
| Nonperforming Loan Ratio | 0.24% | 95/100 |
| Liquidity Ratio | 27.05% | 88/100 |
| Return on Assets | 1.21% | 68/100 |
| Total Assets | $0.7B | |
How does First&Farmers Nb INC compare?
With a Bank Health Score of 88/100, First&Farmers Nb INC sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Kentucky, where 103 FDIC-insured banks are headquartered, First&Farmers Nb INC ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 13.48% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.24% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First&Farmers Nb INC's Bank Health Score fell by 2.0 points to 88/100. Tier 1 capital weakened by 0.29 percentage points to 13.48%. Quarter-over-quarter, the score fell by 1.0 points.
First&Farmers Nb INC has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is loan quality (95/100), while profitability is its weakest area (68/100).