Is First Colony Bank of Florida Safe?
First Colony Bank of Florida has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while Tier 1 capital is its weakest area (78/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.10% | 78/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 38.29% | 100/100 |
| Return on Assets | 1.54% | 82/100 |
| Total Assets | $0.3B | |
How does First Colony Bank of Florida compare?
With a Bank Health Score of 90/100, First Colony Bank of Florida sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Florida, where 83 FDIC-insured banks are headquartered, First Colony Bank of Florida ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 12.10% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Colony Bank of Florida's Bank Health Score fell by 4.0 points to 90/100. Tier 1 capital weakened by 1.09 percentage points to 12.10%. Quarter-over-quarter, the score fell by 1.0 points.
First Colony Bank of Florida has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while Tier 1 capital is its weakest area (78/100).