Is First Bank&Trust of Memphis Safe?
First Bank&Trust of Memphis has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (60/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.97% | 100/100 |
| Nonperforming Loan Ratio | 1.98% | 60/100 |
| Liquidity Ratio | 31.32% | 100/100 |
| Return on Assets | 2.22% | 100/100 |
| Total Assets | $0.1B | |
How does First Bank&Trust of Memphis compare?
With a Bank Health Score of 88/100, First Bank&Trust of Memphis sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, First Bank&Trust of Memphis ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 17.97% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.98% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, First Bank&Trust of Memphis's Bank Health Score improved by 6.0 points to 88/100. Tier 1 capital was essentially flat at 17.97%.
First Bank&Trust of Memphis has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (60/100).