Is First American Bank&Trust Safe?
First American Bank&Trust has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (59/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.74% | 100/100 |
| Nonperforming Loan Ratio | 0.90% | 82/100 |
| Liquidity Ratio | 34.67% | 100/100 |
| Return on Assets | 0.98% | 59/100 |
| Total Assets | $1.3B | |
How does First American Bank&Trust compare?
With a Bank Health Score of 91/100, First American Bank&Trust sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Louisiana, where 93 FDIC-insured banks are headquartered, First American Bank&Trust ranks above the state average of 63/100 (Grade C).
The bank's Tier 1 capital ratio of 22.74% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.90% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First American Bank&Trust's Bank Health Score fell by 2.0 points to 91/100. Tier 1 capital strengthened by 1.58 percentage points to 22.74%. Quarter-over-quarter, the score fell by 1.0 points.
First American Bank&Trust has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (59/100).