Is First American Bank&Trust Co Safe?
First American Bank&Trust Co has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (84/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.00% | 100/100 |
| Nonperforming Loan Ratio | 0.02% | 100/100 |
| Liquidity Ratio | 26.03% | 84/100 |
| Return on Assets | 2.05% | 100/100 |
| Total Assets | $0.9B | |
How does First American Bank&Trust Co compare?
With a Bank Health Score of 96/100, First American Bank&Trust Co sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Georgia, where 123 FDIC-insured banks are headquartered, First American Bank&Trust Co ranks above the state average of 76/100 (Grade B).
The bank's Tier 1 capital ratio of 17.00% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.02% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First American Bank&Trust Co's Bank Health Score fell by 3.0 points to 96/100. Tier 1 capital was essentially flat at 17.00%. Quarter-over-quarter, the score fell by 3.0 points.
First American Bank&Trust Co has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (84/100).