Is Fayette Cnty Nb Fayetteville Safe?
Fayette Cnty Nb Fayetteville has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (51/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.45% | 100/100 |
| Nonperforming Loan Ratio | 0.17% | 97/100 |
| Liquidity Ratio | 49.27% | 100/100 |
| Return on Assets | 0.78% | 51/100 |
| Total Assets | $0.1B | |
How does Fayette Cnty Nb Fayetteville compare?
With a Bank Health Score of 94/100, Fayette Cnty Nb Fayetteville sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within West Virginia, where 43 FDIC-insured banks are headquartered, Fayette Cnty Nb Fayetteville ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 22.45% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.17% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Fayette Cnty Nb Fayetteville's Bank Health Score improved by 4.0 points to 94/100. Tier 1 capital strengthened by 0.59 percentage points to 22.45%. Quarter-over-quarter, the score rose by 2.0 points.
Fayette Cnty Nb Fayetteville has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (51/100).