Is Farmers-Merchants B&T Co Safe?
Farmers-Merchants B&T Co has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (89/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.43% | 100/100 |
| Nonperforming Loan Ratio | 0.56% | 89/100 |
| Liquidity Ratio | 38.62% | 100/100 |
| Return on Assets | 1.76% | 90/100 |
| Total Assets | $0.4B | |
How does Farmers-Merchants B&T Co compare?
With a Bank Health Score of 96/100, Farmers-Merchants B&T Co sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Louisiana, where 93 FDIC-insured banks are headquartered, Farmers-Merchants B&T Co ranks above the state average of 63/100 (Grade C).
The bank's Tier 1 capital ratio of 18.43% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.56% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Farmers-Merchants B&T Co's Bank Health Score improved by 4.0 points to 96/100. Tier 1 capital strengthened by 0.79 percentage points to 18.43%. Quarter-over-quarter, the score rose by 1.0 points.
Farmers-Merchants B&T Co has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (89/100).