Is Farmers Bank of Appomattox Safe?
Farmers Bank of Appomattox has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (54/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.20% | 100/100 |
| Nonperforming Loan Ratio | 0.70% | 86/100 |
| Liquidity Ratio | 30.95% | 100/100 |
| Return on Assets | 0.84% | 54/100 |
| Total Assets | $0.3B | |
How does Farmers Bank of Appomattox compare?
With a Bank Health Score of 91/100, Farmers Bank of Appomattox sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Virginia, where 49 FDIC-insured banks are headquartered, Farmers Bank of Appomattox ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 19.20% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.70% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Farmers Bank of Appomattox's Bank Health Score improved by 4.0 points to 91/100. Tier 1 capital strengthened by 0.72 percentage points to 19.20%.
Farmers Bank of Appomattox has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (54/100).