Is Esquire Bank National Assn Safe?
Esquire Bank National Assn has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while liquidity is its weakest area (75/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.89% | 99/100 |
| Nonperforming Loan Ratio | 0.87% | 83/100 |
| Liquidity Ratio | 23.70% | 75/100 |
| Return on Assets | 3.68% | 100/100 |
| Total Assets | $1.7B | |
How does Esquire Bank National Assn compare?
With a Bank Health Score of 88/100, Esquire Bank National Assn sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within New York, where 130 FDIC-insured banks are headquartered, Esquire Bank National Assn ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 14.89% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.87% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Esquire Bank National Assn's Bank Health Score fell by 2.0 points to 88/100. Tier 1 capital strengthened by 0.55 percentage points to 14.89%. Quarter-over-quarter, the score rose by 2.0 points.
Esquire Bank National Assn has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while liquidity is its weakest area (75/100).