Is Elkton Bank&Trust Co Safe?
Elkton Bank&Trust Co has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (57/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 23.51% | 100/100 |
| Nonperforming Loan Ratio | 0.05% | 99/100 |
| Liquidity Ratio | 54.86% | 100/100 |
| Return on Assets | 0.93% | 57/100 |
| Total Assets | $0.2B | |
How does Elkton Bank&Trust Co compare?
With a Bank Health Score of 95/100, Elkton Bank&Trust Co sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Kentucky, where 103 FDIC-insured banks are headquartered, Elkton Bank&Trust Co ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 23.51% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.05% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Elkton Bank&Trust Co's Bank Health Score fell by 1.0 points to 95/100. Tier 1 capital weakened by 0.74 percentage points to 23.51%.
Elkton Bank&Trust Co has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (57/100).