Is Denali State Bank Safe?
Denali State Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (83/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.87% | 100/100 |
| Nonperforming Loan Ratio | 0.84% | 83/100 |
| Liquidity Ratio | 26.67% | 87/100 |
| Return on Assets | 1.92% | 97/100 |
| Total Assets | $0.5B | |
How does Denali State Bank compare?
With a Bank Health Score of 91/100, Denali State Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Alaska, where 4 FDIC-insured banks are headquartered, Denali State Bank ranks above the state average of 79/100 (Grade B).
The bank's Tier 1 capital ratio of 15.87% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.84% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Denali State Bank's Bank Health Score improved by 3.0 points to 91/100. Tier 1 capital strengthened by 1.11 percentage points to 15.87%.
Denali State Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (83/100).