Is Community West Bank Safe?
Community West Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is loan quality (97/100), while profitability is its weakest area (24/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.99% | 92/100 |
| Nonperforming Loan Ratio | 0.13% | 97/100 |
| Liquidity Ratio | 27.26% | 89/100 |
| Return on Assets | 0.09% | 24/100 |
| Total Assets | $3.5B | |
How does Community West Bank compare?
With a Bank Health Score of 86/100, Community West Bank sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within California, where 123 FDIC-insured banks are headquartered, Community West Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 13.99% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.13% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Community West Bank's Bank Health Score fell by 13.0 points to 86/100. Tier 1 capital weakened by 2.51 percentage points to 13.99%. Quarter-over-quarter, the score fell by 10.0 points.
Community West Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is loan quality (97/100), while profitability is its weakest area (24/100).