Is Community Development Bk FSB Safe?
Community Development Bk FSB has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (52/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.40% | 100/100 |
| Nonperforming Loan Ratio | 2.39% | 52/100 |
| Liquidity Ratio | 36.45% | 100/100 |
| Return on Assets | 5.07% | 100/100 |
| Total Assets | $0.2B | |
How does Community Development Bk FSB compare?
With a Bank Health Score of 86/100, Community Development Bk FSB sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Community Development Bk FSB ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 20.40% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 2.39% is elevated, signaling stressed loans on the balance sheet.
What changed in the last year?
Over the last four quarters, Community Development Bk FSB's Bank Health Score improved by 6.0 points to 86/100. Tier 1 capital strengthened by 6.09 percentage points to 20.40%. Quarter-over-quarter, the score rose by 5.0 points.
Community Development Bk FSB has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (52/100).