Is Community Bank of the South Safe?
Community Bank of the South has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (64/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 21.69% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 67.96% | 100/100 |
| Return on Assets | 1.11% | 64/100 |
| Total Assets | $0.3B | |
How does Community Bank of the South compare?
With a Bank Health Score of 96/100, Community Bank of the South sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Florida, where 83 FDIC-insured banks are headquartered, Community Bank of the South ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 21.69% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Community Bank of the South's Bank Health Score fell by 2.0 points to 96/100. Tier 1 capital weakened by 1.54 percentage points to 21.69%.
Community Bank of the South has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (64/100).