Is Commercial Bank of Texas NA Safe?
Commercial Bank of Texas NA has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (98/100), while profitability is its weakest area (81/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.71% | 98/100 |
| Nonperforming Loan Ratio | 0.10% | 98/100 |
| Liquidity Ratio | 29.12% | 96/100 |
| Return on Assets | 1.53% | 81/100 |
| Total Assets | $1.4B | |
How does Commercial Bank of Texas NA compare?
With a Bank Health Score of 96/100, Commercial Bank of Texas NA sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Commercial Bank of Texas NA ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 14.71% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.10% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Commercial Bank of Texas NA's Bank Health Score improved by 1.0 points to 96/100. Tier 1 capital strengthened by 0.28 percentage points to 14.71%.
Commercial Bank of Texas NA has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (98/100), while profitability is its weakest area (81/100).