Is Clinton Bank Safe?
Clinton Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (43/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 25.37% | 100/100 |
| Nonperforming Loan Ratio | 0.89% | 82/100 |
| Liquidity Ratio | 33.96% | 100/100 |
| Return on Assets | 0.58% | 43/100 |
| Total Assets | $0.1B | |
How does Clinton Bank compare?
With a Bank Health Score of 89/100, Clinton Bank sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Kentucky, where 103 FDIC-insured banks are headquartered, Clinton Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 25.37% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.89% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Clinton Bank's Bank Health Score held roughly steady at 89/100. Tier 1 capital was essentially flat at 25.37%. Quarter-over-quarter, the score rose by 4.0 points.
Clinton Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (43/100).