Is Claxton Bank Safe?
Claxton Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (51/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 28.33% | 100/100 |
| Nonperforming Loan Ratio | 0.31% | 94/100 |
| Liquidity Ratio | 25.87% | 83/100 |
| Return on Assets | 0.76% | 51/100 |
| Total Assets | $0.2B | |
How does Claxton Bank compare?
With a Bank Health Score of 89/100, Claxton Bank sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Georgia, where 123 FDIC-insured banks are headquartered, Claxton Bank ranks above the state average of 76/100 (Grade B).
The bank's Tier 1 capital ratio of 28.33% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.31% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Claxton Bank's Bank Health Score fell by 2.0 points to 89/100. Tier 1 capital strengthened by 14.59 percentage points to 28.33%. Quarter-over-quarter, the score rose by 3.0 points.
Claxton Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (51/100).