Is City Nb of Colorado City Safe?
City Nb of Colorado City has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (62/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.15% | 100/100 |
| Nonperforming Loan Ratio | 0.32% | 94/100 |
| Liquidity Ratio | 27.26% | 89/100 |
| Return on Assets | 1.06% | 62/100 |
| Total Assets | $0.3B | |
How does City Nb of Colorado City compare?
With a Bank Health Score of 92/100, City Nb of Colorado City sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, City Nb of Colorado City ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 18.15% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.32% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, City Nb of Colorado City's Bank Health Score held roughly steady at 92/100. Tier 1 capital strengthened by 1.14 percentage points to 18.15%.
City Nb of Colorado City has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (62/100).