Is City National Bank of Taylor Safe?
City National Bank of Taylor has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (24/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 26.22% | 100/100 |
| Nonperforming Loan Ratio | 0.79% | 84/100 |
| Liquidity Ratio | 38.15% | 100/100 |
| Return on Assets | 0.11% | 24/100 |
| Total Assets | $0.2B | |
How does City National Bank of Taylor compare?
With a Bank Health Score of 88/100, City National Bank of Taylor sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, City National Bank of Taylor ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 26.22% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.79% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, City National Bank of Taylor's Bank Health Score fell by 8.0 points to 88/100. Tier 1 capital strengthened by 1.00 percentage points to 26.22%. Quarter-over-quarter, the score fell by 7.0 points.
City National Bank of Taylor has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (24/100).