Is Citizens Nb of Meridian Safe?
Citizens Nb of Meridian has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (92/100), while profitability is its weakest area (71/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.96% | 92/100 |
| Nonperforming Loan Ratio | 0.73% | 85/100 |
| Liquidity Ratio | 27.90% | 92/100 |
| Return on Assets | 1.29% | 71/100 |
| Total Assets | $1.7B | |
How does Citizens Nb of Meridian compare?
With a Bank Health Score of 88/100, Citizens Nb of Meridian sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Mississippi, where 45 FDIC-insured banks are headquartered, Citizens Nb of Meridian ranks above the state average of 66/100 (Grade B).
The bank's Tier 1 capital ratio of 13.96% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.73% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens Nb of Meridian's Bank Health Score fell by 6.0 points to 88/100. Tier 1 capital weakened by 0.54 percentage points to 13.96%. Quarter-over-quarter, the score fell by 4.0 points.
Citizens Nb of Meridian has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (92/100), while profitability is its weakest area (71/100).