Is Chesapeake Bank&Trust Co Safe?
Chesapeake Bank&Trust Co has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while loan quality is its weakest area (94/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.41% | 95/100 |
| Nonperforming Loan Ratio | 0.28% | 94/100 |
| Liquidity Ratio | 29.47% | 98/100 |
| Return on Assets | 2.06% | 100/100 |
| Total Assets | $0.1B | |
How does Chesapeake Bank&Trust Co compare?
With a Bank Health Score of 96/100, Chesapeake Bank&Trust Co sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Maryland, where 28 FDIC-insured banks are headquartered, Chesapeake Bank&Trust Co ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 14.41% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.28% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Chesapeake Bank&Trust Co's Bank Health Score improved by 5.0 points to 96/100. Tier 1 capital was essentially flat at 14.41%. Quarter-over-quarter, the score rose by 9.0 points.
Chesapeake Bank&Trust Co has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while loan quality is its weakest area (94/100).