Is Chesapeake Bank Safe?
Chesapeake Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (62/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.28% | 79/100 |
| Nonperforming Loan Ratio | 0.14% | 97/100 |
| Liquidity Ratio | 34.98% | 100/100 |
| Return on Assets | 1.04% | 62/100 |
| Total Assets | $1.5B | |
How does Chesapeake Bank compare?
With a Bank Health Score of 88/100, Chesapeake Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Virginia, where 49 FDIC-insured banks are headquartered, Chesapeake Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 12.28% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.14% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Chesapeake Bank's Bank Health Score fell by 1.0 points to 88/100. Tier 1 capital weakened by 0.61 percentage points to 12.28%.
Chesapeake Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (62/100).