Is Cape Ann Savings Bank Safe?
Cape Ann Savings Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (59/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 27.01% | 100/100 |
| Nonperforming Loan Ratio | 0.44% | 91/100 |
| Liquidity Ratio | 25.78% | 83/100 |
| Return on Assets | 0.97% | 59/100 |
| Total Assets | $1.0B | |
How does Cape Ann Savings Bank compare?
With a Bank Health Score of 89/100, Cape Ann Savings Bank sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Massachusetts, where 97 FDIC-insured banks are headquartered, Cape Ann Savings Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 27.01% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.44% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Cape Ann Savings Bank's Bank Health Score improved by 5.0 points to 89/100. Tier 1 capital weakened by 0.55 percentage points to 27.01%. Quarter-over-quarter, the score fell by 5.0 points.
Cape Ann Savings Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (59/100).