Is Buckholts State Bank Safe?
Buckholts State Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (87/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 25.85% | 100/100 |
| Nonperforming Loan Ratio | 0.64% | 87/100 |
| Liquidity Ratio | 33.42% | 100/100 |
| Return on Assets | 2.85% | 100/100 |
| Total Assets | $0.1B | |
How does Buckholts State Bank compare?
With a Bank Health Score of 96/100, Buckholts State Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Buckholts State Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 25.85% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.64% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Buckholts State Bank's Bank Health Score fell by 4.0 points to 96/100. Tier 1 capital strengthened by 1.65 percentage points to 25.85%. Quarter-over-quarter, the score fell by 4.0 points.
Buckholts State Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (87/100).