Is Bridge City State Bank Safe?
Bridge City State Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (71/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 23.79% | 100/100 |
| Nonperforming Loan Ratio | 0.81% | 84/100 |
| Liquidity Ratio | 52.55% | 100/100 |
| Return on Assets | 1.26% | 71/100 |
| Total Assets | $0.2B | |
How does Bridge City State Bank compare?
With a Bank Health Score of 92/100, Bridge City State Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Bridge City State Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 23.79% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.81% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bridge City State Bank's Bank Health Score fell by 2.0 points to 92/100. Tier 1 capital strengthened by 0.99 percentage points to 23.79%. Quarter-over-quarter, the score fell by 2.0 points.
Bridge City State Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (71/100).