Is Boone Bank&Trust Co Safe?
Boone Bank&Trust Co has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (35/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.37% | 80/100 |
| Nonperforming Loan Ratio | 0.04% | 99/100 |
| Liquidity Ratio | 53.96% | 100/100 |
| Return on Assets | 0.38% | 35/100 |
| Total Assets | $0.2B | |
How does Boone Bank&Trust Co compare?
With a Bank Health Score of 86/100, Boone Bank&Trust Co sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Boone Bank&Trust Co ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 12.37% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.04% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Boone Bank&Trust Co's Bank Health Score fell by 3.0 points to 86/100. Tier 1 capital weakened by 0.64 percentage points to 12.37%. Quarter-over-quarter, the score rose by 1.0 points.
Boone Bank&Trust Co has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (35/100).