Is Bonvenu Bank National Assn Safe?
Bonvenu Bank National Assn has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is loan quality (98/100), while profitability is its weakest area (43/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.14% | 86/100 |
| Nonperforming Loan Ratio | 0.09% | 98/100 |
| Liquidity Ratio | 26.83% | 87/100 |
| Return on Assets | 0.58% | 43/100 |
| Total Assets | $1.5B | |
How does Bonvenu Bank National Assn compare?
With a Bank Health Score of 86/100, Bonvenu Bank National Assn sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Louisiana, where 93 FDIC-insured banks are headquartered, Bonvenu Bank National Assn ranks above the state average of 63/100 (Grade C).
The bank's Tier 1 capital ratio of 13.14% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.09% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bonvenu Bank National Assn's Bank Health Score fell by 5.0 points to 86/100. Tier 1 capital weakened by 0.37 percentage points to 13.14%. Quarter-over-quarter, the score fell by 2.0 points.
Bonvenu Bank National Assn has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is loan quality (98/100), while profitability is its weakest area (43/100).