Is Blue Grass Savings Bank Safe?
Blue Grass Savings Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (54/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 24.71% | 100/100 |
| Nonperforming Loan Ratio | 0.85% | 83/100 |
| Liquidity Ratio | 40.83% | 100/100 |
| Return on Assets | 0.84% | 54/100 |
| Total Assets | $0.2B | |
How does Blue Grass Savings Bank compare?
With a Bank Health Score of 90/100, Blue Grass Savings Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Blue Grass Savings Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 24.71% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.85% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Blue Grass Savings Bank's Bank Health Score fell by 1.0 points to 90/100. Tier 1 capital strengthened by 0.32 percentage points to 24.71%.
Blue Grass Savings Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (54/100).