Is Bank of Winnfield&Trust Co Safe?
Bank of Winnfield&Trust Co has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (55/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 32.86% | 100/100 |
| Nonperforming Loan Ratio | 0.74% | 85/100 |
| Liquidity Ratio | 60.97% | 100/100 |
| Return on Assets | 0.88% | 55/100 |
| Total Assets | $0.2B | |
How does Bank of Winnfield&Trust Co compare?
With a Bank Health Score of 91/100, Bank of Winnfield&Trust Co sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Louisiana, where 93 FDIC-insured banks are headquartered, Bank of Winnfield&Trust Co ranks above the state average of 63/100 (Grade C).
The bank's Tier 1 capital ratio of 32.86% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.74% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Winnfield&Trust Co's Bank Health Score fell by 4.0 points to 91/100. Tier 1 capital strengthened by 2.63 percentage points to 32.86%. Quarter-over-quarter, the score fell by 2.0 points.
Bank of Winnfield&Trust Co has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (55/100).